The Mentors Radio

Where Remarkable CEOs Challenge Your Thinking about Life and Work

The Mentors Radio discusses Healthcare Insurance Alternatives: Pros, Cons, Huge savings over sky-rocketing premiums

Date:       December 1, 2017

Contact:  Karen:  949.370.1442,


Joel Noble

It’s healthcare insurance decision-time, but for those who must foot all or part of the insurance premiums themselves, the cost options are staggering!  The Affordable Care Act (also known as Obamacare) offers little relief, with its promised and widely promoted benefits falling fall short of the actual benefits and its 2017 and 2018 premium costs rising sharply, even at the lowest option level.  The situation is dire.

According to an article dated September 22, 2016, in Forbes, “The most severe problem facing small business right now is the cost of health insurance, according to a new release of the NFIB Research Foundation’s quadrennial Small Business Problems and Priorities survey…. Persistent cost increases continue to plague small-business owners causing great concern among owners of all firm sizes and across all industries….The NFIB Research Foundation tracked how small business owners reacted to the new requirements of the Affordable Care Act in a series of surveys from 2013 to 2015 and found that over half of small non-offering firms said that cost was the reason they do not offer the benefit….When added to an ever-growing list of regulations and mandates that add to the price of doing business, the escalating cost of health insurance just piles onto one big, bad environment for the 5.7 million employer and over 20 million non-employer small businesses in the United States.”

There are a few HHS mandate-approved, healthcare and medical expense-sharing organizations, however, that provide a cost-saving and viable solution for many small business owners, entrepreneurs and independent contractors, and their families.

The Mentors Radio show host Ric Brutocao explores these healthcare sharing options head-on, in a brutally frank discussion with Joel Noble, director of Public Policy at Samaritan Ministries International.

Listeners will hear all angles explored and discussed, and get answers to most, if not all, of their questions about healthcare expense-sharing alternatives.  This is an extremely informative and high-energy episode, for which it is well worth tuning in.

Host Ric Brutocao is one of the rotating CEO hosts of “The Mentors” radio show whose expertise includes past president of DACOR, partnering with and re-structuring companies in such varied industries as wine, baking, real estate and nonprofits, as well as starting, leading and selling various companies in the tech space.  Several of his peers consider Brutocao to be one of the best operational leaders they’ve ever met and will call on him to help them out as needed.

One of Brutocao’s greatest passions is helping others succeed in achieving their dreams and finding fulfillment.  Mentoring others is something Brutocao, Tom Loarie and John Phillips—the rotating hosts of   “The Mentors” Radio—have done and continue to do, regardless of how busy they are at any given time.

Host Phillips is the co-founder and co-owner, with his wife, Mary, of one of the largest and most customer-centric stained glass window companies in the industry–Associated Crafts & Willet-Hauser, some of whose legacy stained glass are more than a century old,. Host Tom Loarie, a pioneering CEO in the life sciences industry, responsible for bringing more than 20 medical devices to market, some of them life-saving, and currently CEO of Bryologyx.

“The Mentors” radio show can be heard on the Salem Communications network stations KTRB AM860 San Francisco (Saturdays, 7am and Sundays at Noon), on KCBQ AM1170 San Diego (Saturdays, Noon) and on-demand nationwide at